Step 1: Ensure You Meet the Eligibility Criteria

The first step in applying for disability benefits is ensuring that you meet the eligibility criteria for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). Understanding the qualifications can help you avoid delays caused by incomplete or inaccurate applications.

• SSDI: This program is for individuals who have worked and paid into Social Security and have a medical condition that keeps them from working for at least 12 months or is expected to result in death.
• SSI: SSI is a needs-based program designed for individuals with limited income and resources. It does not require work history but does require proof of financial need.

Step 2: Gather All Required Documentation

One of the most important things you can do to speed up your application is to gather all the necessary documents before submitting your claim. Missing or incomplete documentation is a common reason for delays in the approval process. Be sure to include:

• Medical records: Detailed documentation of your condition, including doctor’s notes, test results, and medical history. The more thorough and up-to-date your medical records are, the better.
• Work history: If applying for SSDI, provide information about your past work and earnings. This includes W-2 forms or tax returns.
• Personal information: Your Social Security number, birth certificate, and information about any income or resources (for SSI claims).

Tip: Request your medical records early to avoid delays. Sometimes it can take time for healthcare providers to send your records, so it’s important to get started as soon as possible.

Step 3: Apply Online or Through the SSA’s Office

To get disability benefits fast, you should apply as soon as you can. Here are the fastest ways to apply:

• Apply Online: The quickest way to apply for SSDI or SSI is through the Social Security Administration’s (SSA) website at www.ssa.gov. The online application is streamlined and convenient, and it allows you to submit your claim from home without needing to wait in line.
• Apply by Phone: If you prefer to speak with someone, you can apply by calling the SSA at 1-800-772-1213. A representative will guide you through the process.
• Apply In Person: If you need additional help or prefer face-to-face assistance, you can visit your local SSA office. To find your nearest office, use the SSA’s office locator on their website.

Step 4: Use the Compassionate Allowances Program (CAL)

In certain cases, the SSA has a program called Compassionate Allowances (CAL) that allows people with certain serious medical conditions to receive benefits faster. This program fast-tracks claims for conditions that are severe and obviously disabling, such as:

• Certain cancers
• Alzheimer’s disease
• Multiple sclerosis
• Parkinson’s disease

If your condition is listed under Compassionate Allowances, you may be able to get approved for benefits much faster—often within weeks rather than months. Check the SSA website to see if your condition qualifies for CAL.

Step 5: Work With a Disability Advocate or Attorney

Hiring an experienced disability attorney or advocate can help you navigate the application process more efficiently and avoid common pitfalls. While it’s not mandatory to have a lawyer, they can help you:

• Complete your application accurately: Disability attorneys are familiar with the forms and the information required by the SSA. They ensure that your application is filled out completely and correctly.
• Submit medical evidence: Lawyers can help gather and organize your medical evidence, ensuring it’s submitted properly.
• Help with appeals: If your claim is denied, a lawyer can assist you with the appeals process, which can speed up the process of getting approved during the second review or hearing.

Working with a professional can significantly increase your chances of being approved the first time and avoid delays caused by mistakes or missing information.

Step 6: Follow Up Regularly

Once you’ve submitted your application, it’s important to follow up regularly with the SSA to track the progress of your claim. Here are a few ways to stay on top of your application:

• Create an SSA online account: This will allow you to track the status of your application and check if any additional information is required.
• Call the SSA: If you don’t receive updates or need clarification on any aspect of your claim, call the SSA at 1-800-772-1213 for assistance.
• Respond quickly to requests: If the SSA requests additional information or documentation, provide it as quickly as possible to prevent delays.

Step 7: Be Prepared for a Denial and Appeal Quickly

Although it’s possible to receive approval on your first application, it’s also common for disability claims to be denied initially. If this happens, don’t be discouraged. You can appeal the decision and increase your chances of getting benefits by presenting additional evidence.



The SSA has a reconsideration process, followed by a hearing before an Administrative Law Judge (ALJ). If you are denied, it’s crucial to appeal quickly to avoid further delays.