Notification of Approval

When you’re approved for disability benefits, you’ll receive a notice of award from the SSA. This document will outline:

• The type of benefits you qualify for (SSDI or SSI)
• The amount of your monthly benefit
• The start date of your benefits
• Any back pay you may receive
• The onset date of your disability (when the SSA believes your disability started)

This document is critical for your records, as it officially confirms your eligibility and benefit amounts.

Receiving Your First Payment

Your first payment can take a few months to arrive after approval, depending on your benefit type:

• SSDI: It usually takes a couple of months before you receive your first payment. Your payment will be made by direct deposit or a check, depending on the SSA’s records.
• SSI: SSI payments are typically sent at the beginning of each month, starting from the date of your approval.

The SSA will set up a direct deposit or direct payment method to make sure you receive future payments on time.

Reviewing Your Disability Benefits

After receiving your approval and first payment, there are some important things to do:

Set Up an SSA Online Account

Create an SSA online account if you don’t already have one. This allows you to:

• Check the status of your payments
• Review your award letter
• Report any changes in your condition or living situation
• Access and download important documents

Understand Continuing Disability Reviews (CDRs)

The SSA will periodically review your disability status to determine whether you are still eligible for benefits. These reviews can happen every 3 to 7 years, but the frequency depends on your medical condition. It’s important to stay on top of your medical records and any changes to your health.

Managing Your Benefits

Once you start receiving benefits, you’ll need to:

• Report any changes in your condition, work status, or living situation.
• If you begin working or your condition improves, you must notify the SSA.
• Keep your records updated: If your health condition changes, you may need to submit updated medical records to the SSA.

Tax Implications of Disability Benefits

Disability benefits are taxable in certain situations, particularly for SSDI recipients. If you work while receiving benefits, the SSA may review your earnings to ensure they don’t exceed substantial gainful activity (SGA) limits.



Make sure to keep track of the payments you receive for tax purposes, and consult with a tax professional if necessary.